Oliver H.
Agency Owner · Marketing agency · 1–10 employees
4.5
June 24, 2026
“Unlimited users changed the cost comparison entirely”
Used weekly for 1–2 years
On paper Xero and QuickBooks looked similar. Once I counted the five people who need access — me, two account managers, the bookkeeper and our accountant — Xero was substantially cheaper because it does not charge per seat at all.
Pros
Unlimited users on every plan. Cleaner interface. Reconciliation is quick.
Cons
Entry plan caps invoices at 20 a month, which caught us out in month two.
Problems it solves
Everyone who needs the books has access without a per-seat conversation.