Aisha M.Validated Reviewer
Business Analyst · Healthcare · 1,000+ employees
3.5
February 6, 2026
“Good software, US accountant friction is real”
Used weekly for 6–12 months
Works well. The recurring cost is explaining it — two of the three bookkeepers we interviewed had never touched Zoho Books, and the one who had charged a premium.
Pros
Strong automation and approval workflows. Good value.
Cons
Limited US accountant familiarity creates a hidden cost at year end.