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Gemini vs Microsoft Copilot

Gemini vs Microsoft Copilot compared side by side on price, plans and features. Cheapest paid option for one person: Gemini $4.99/mo on Google AI Plus, against Microsoft Copilot $16.67/mo on Microsoft 365 Premium.

Updated Oct 5, 2026Pricing checked Oct 3, 2026

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Our verdict

Updated Oct 5, 2026

This comparison is decided by your email provider, not by the products. Both are competent assistants whose real value is native access to your organisation's own documents, and neither has a meaningful advantage outside its home ecosystem. On Google Workspace, Gemini reads Drive, Gmail and Docs with no integration work. On Microsoft 365, Copilot's Excel and Teams features are the strongest ecosystem integration anyone ships, and worth the $21–30 per-seat add-on for spreadsheet-heavy teams. The real differences worth knowing: Gemini's Deep Research and NotebookLM are better research tools than anything Copilot offers, while Copilot's compliance and data-residency story is more mature for regulated industries. Do not switch productivity suites over this. Buy the one that matches the suite you already run, and pilot it with the teams that live in spreadsheets and meetings before licensing everyone.

The numbers

At a glance

How Gemini and Microsoft Copilot stack up on price and plans. The highlighted cell wins the row; costs are monthly, at the yearly rate where one is published.

At-a-glance comparison of Gemini and Microsoft Copilot
MetricGemini logoGeminiMicrosoft Copilot logoMicrosoft Copilot
Cheapest for 1 person$4.99/moGoogle AI Plus$16.67/moMicrosoft 365 Premium
Cheapest for 10 people—$235/moMicrosoft 365 Business Standard with Copilot
Free planYesYes
Free trialNoYes
Best forBest for people whose mail, calendar and files already live in Google's appsBest for Microsoft 365 organizations that work in Excel, Outlook and Teams all day

Pricing

Pricing compared

Per month, at the yearly rate where one is published. Checked against both vendors' pricing pages (Gemini Oct 3, 2026, Microsoft Copilot Oct 3, 2026).

Gemini logo

Gemini

From $4.99/mo

  • Freefree with a Google AccountFree
  • Google AI Plusper month$4.99/mo
  • Google AI Proper month$19.99/mo
  • Google AI Ultraper month (5x Pro usage)$99.99/mo
  • Google AI Ultra (20x)per month (20x Pro usage)$199.99/mo
Full Gemini pricing
Microsoft Copilot logo

Microsoft Copilot

From $16.67/mo

  • Copilot FreefreeFree
  • Microsoft 365 Premiumper month ($199.99 a year)$16.67/mo
  • Microsoft 365 Proper month$99.99/mo
  • Microsoft 365 Copilot Businessper user, per month (add-on)$21/mo
  • Microsoft 365 Business Standard with Copilotper user, per month (bundle)$23.50/mo
  • Microsoft 365 Business Premium with Copilotper user, per month (bundle)$32/mo
  • Microsoft 365 Copilotper user, per month, paid yearly (enterprise add-on)$30/mo
Full Microsoft Copilot pricing
Cheapest paid Gemini and Microsoft Copilot plan by team size
Team sizeGeminiMicrosoft Copilot
1 person$4.99/moGoogle AI Plus$16.67/moMicrosoft 365 Premium
5 people—$117.50/moMicrosoft 365 Business Standard with Copilot
10 people—$235/moMicrosoft 365 Business Standard with Copilot
25 people—$587.50/moMicrosoft 365 Business Standard with Copilot

Feature by feature

Gemini vs Microsoft Copilot features

Every feature either tool lists, grouped by area. A check means it's included.

Only in Gemini: 1 feature

Long context window

Only in Microsoft Copilot: 0 features

Nothing Microsoft Copilot offers alone.

Platform1 feature
FeatureGeminiMicrosoft Copilot
Developer APIIncludedIncluded
Reasoning & Modes4 features
FeatureGeminiMicrosoft Copilot
Custom assistants & agentsIncludedIncluded
Extended reasoning modeIncludedIncluded
Long context windowIncludedNot included
Persistent memoryIncludedIncluded
Knowledge & Sources4 features
FeatureGeminiMicrosoft Copilot
App connectorsIncludedIncluded
File & document analysisIncludedIncluded
Inline source citationsIncludedIncluded
Live web searchIncludedIncluded
Multimodal3 features
FeatureGeminiMicrosoft Copilot
Code execution & data analysisIncludedIncluded
Image generationIncludedIncluded
Voice conversationIncludedIncluded
Team & Governance2 features
FeatureGeminiMicrosoft Copilot
No training on your dataIncludedIncluded
Team admin & SSOIncludedIncluded

Bottom line

Which should you choose?

Gemini logo

Choose Gemini if…

Best for people whose mail, calendar and files already live in Google's apps

Gemini pros and cons
Microsoft Copilot logo

Choose Microsoft Copilot if…

Best for Microsoft 365 organizations that work in Excel, Outlook and Teams all day

Microsoft Copilot pros and cons

Keep exploring

Related comparisons & guides

Gemini logo

Try Gemini

Google's AI assistant for people who work in Google's apps

Visit GeminiGemini pros and cons
Microsoft Copilot logo

Try Microsoft Copilot

Microsoft's AI assistant, standalone and inside Microsoft 365 apps

Visit Microsoft CopilotMicrosoft Copilot pros and cons