Xero pricing (2026)
Xero's paid plans start at $20/month — right at the $20 median of the 5 Accounting Software tools we track. You can test it on a 30-day free trial.
Pricing verified Aug 12, 2026Page updated Aug 12, 2026
Plans
Every plan, side by side
Early
$20/mo
per month, unlimited users
- Unlimited users on every plan
- Send 20 invoices and quotes
- Enter 5 bills
- Automatic bank reconciliation
- Short-term cash flow view
Most popularVisit website
Growing
$47/mo
per month, unlimited users
Everything in Early, plus:
- Unlimited invoices and quotes
- Unlimited bills
- Bulk transaction reconciliation
- Business snapshot reporting
Established
$80/mo
per month, unlimited users
Everything in Growing, plus:
- Multi-currency accounting
- Expense claims
- Project tracking and profitability
- Advanced analytics
At a glance
Plan comparison
Monthly vs annual pricing and the headline limits of each tier.
| Plan | Monthly | Annual (per mo) | Unit | Key inclusions |
|---|---|---|---|---|
| Early | $20/mo | — | per month, unlimited users | Unlimited users on every plan · Send 20 invoices and quotes |
| Growing | $47/mo | — | per month, unlimited users | Unlimited invoices and quotes · Unlimited bills |
| Established | $80/mo | — | per month, unlimited users | Multi-currency accounting · Expense claims |
Pricing verified Aug 12, 2026Sources:EarlyGrowingEstablished
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